Punto Banco Rules and Strategy

Baccarat Chemin de Fer Standards

Punto banco is enjoyed with eight decks in a dealer’s shoe. Cards under ten are counted at their printed number while 10, J, Q, K are zero, and A is 1. Bets are placed on the ‘banker’, the ‘player’, or on a tie (these aren’t really people; they simply represent the two hands to be dealt).

Two hands of 2 cards are then given to the ‘house’ and ‘player’. The total for each hand is the sum total of the cards, although the 1st digit is ignored. e.g., a hand of 5 and six has a score of 1 (5 plus six = eleven; drop the 1st ‘one’).

A 3rd card could be given using the rules below:

- If the player or bank has a total of 8 or nine, both players stay.

- If the player has less than five, he takes a card. Players otherwise stay.

- If the gambler stays, the bank hits on five or less. If the player hits, a chart is used to determine if the house stands or hits.

Punto Banco Odds

The bigger of the two hands wins. Winning wagers on the house pay out nineteen to Twenty (equal cash less a 5% commission. Commission are tracked and paid off once you quit the game so make sure you have funds left before you quit). Winning bets on the player pays one to one. Winning wagers for a tie frequently pay 8:1 but sometimes 9:1. (This is a awful wager as a tie occurs less than one in every 10 rounds. Be cautious of gambling on a tie. Although odds are substantially greater for 9:1 versus eight to one)

Played correctly baccarat gives pretty decent odds, aside from the tie wager of course.

Baccarat Course of Action

As with all games Baccarat has a few general myths. One of which is similar to a absurdity in roulette. The past is not an indicator of future actions. Tracking previous outcomes on a page of paper is a waste of paper and a snub to the tree that surrendered its life for our paper needs.

The most accepted and probably the most acknowledged strategy is the one, three, two, six method. This method is used to maximize profits and minimizing risk.

Start by placing one chip. If you succeed, add another to the two on the game table for a sum total of 3 units on the second bet. Should you win you will have 6 on the table, take away 4 so you have two on the 3rd bet. Should you succeed on the third round, add 2 to the four on the game table for a sum total of six on the 4th bet.

Should you don’t win on the 1st wager, you take a loss of one. A win on the 1st wager followed by a hit on the second causes a loss of 2. Success on the initial 2 with a loss on the third provides you with a gain of two. And wins on the first 3 with a defeat on the fourth means you balance the books. Winning all four wagers gives you with 12, a profit of 10. This means you will be able to give up the 2nd round 5 instances for each successful streak of four wagers and still are even.


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